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 sbi clerk mains mock test MARBELLS Spain Spanish 17yearold Carlos Alcaraz reached the Andalucia Open semifinals on Friday (Apr 9) and will now attempt to become the ATPs youngest finalist since Rafael Nadal in 2004. sbi clerk mains syllabus Alcaraz ranked 133 in the world brushed aside Norwegian third seed Casper Ruud 62 64 and will face compatriot JaumeMunar on Saturday for a place in the final.Nadal was also 17 when he was runnerup in Auckland in 2004.Australias Lleyton Hewitt was just 16 when he claimed the 1998 Adelaide title.Saturdays other semifinal on the clay courts of Marbella will feature top seed Pablo CarrenoBusta against Albert Ramos Vinolas sbi clerk mains exam pattern.

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sbi clerk mock test online KUALA LUMPUR In a document entitled Port Dickson Resolution released on Friday (Apr 9) PH added that it was also open to negotiations and cooperation with any party  Pakatan Harapan (PH) has endorsed opposition leader Anwar Ibrahim as the coalitions prime minister candidate for the next general election Mahindra coaching Pakatan Harapan leaders retreat in Port Dickson on Apr 8 and 9 decided that Pakatan Harapan chairman Datuk Seri Anwar Ibrahim will lead the 15th general election campaign and then be named as the candidate for Malaysian prime minister the document read sbi clerk online mock test papers

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science reporter magazine annual subscription

 science reporter magazine annual subscription

science reporter magazine annual subscription Published this article  Agriculture and allied sectors are the primary source of livelihood for nearly 55 per cent of Indias population (Census 2011) but accounted only for approximately 17.8 per cent of the countrys Gross Value Added (GVA) in 2019-201 . The yields on cereal crops are about 50 per cent lower in India than in countries such as the United States or China2  and speak to the numerous structural barriers that continue to persist in the sector. With agricultural output being utilised as important input for various industries including retail and e-commerce the importance of agriculture and improving yields becomes all the more pressing. The average size of farm holdings in the country is just over 1 hectare with small and marginal farmers holding nearly 86 per cent of the total3 . Small holders find it particularly difficult to invest in expensive technologies and other inputs that would improve efficiency. Additionally the existence of a large number of intermediaries across the value chain challenges in access to credit and technology limited sales channels and lack of digital infrastructure have inhibited agricultural potential. science reporter magazine annual subscription

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science reporter magazine buy online Published this article  Even as the various stakeholders are driving smart agriculture in India certain fundamental issues must still be addressed to effectively bring about this digital revolution. These include the issuing of blanket solutions as opposed to localised recommendations which are sensitive to geographical socio-cultural and demographic requirements the fragmented and unorganised structure of agriculture that involves multiple levels of intermediaries the hesitation of small holders to undertake technologies that would not be commercially viable and cost-efficient. Additionally even with the launch of initiatives such as Digital India the adoption and penetration of technology is a slow process that diminishes investor interest. science reporter magazine buy online

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banking services chronicle magazine pdf in english november 2019

 banking services chronicle magazine pdf in english november 2019

banking services chronicle magazine pdf in english november 2019 Published this article page no  As an illustrative example tariffs discovered in the Rewa solar park projects is largely attributed to the availability of concessional funds and the availability of payment security mechanisms to protect developers interests. For the Rewa project four layers of payment security ensure that in the case of any delay or even natural calamities that may lead to a transmission disruption payment to developers is still guaranteed. The first tier of the security mechanism is a letter of credit provided by off-takers DMRC and MPPMCL that equals a one-month bill for the energy generated by developers. The second tier is a payment security fund operated by Rewa Ultra Mega Solar Limited (RUMS). It consists of three months of payment assurances in case the off-takers delay or make a payment error. This three-month payment guarantee comes on top of the one-month line of credit provided by offtakers. The third tier is the state guarantee that if there are payment delays by off-takers then the state will step in to pay the difference or the pending amount to the developers. The state government is also providing the fourth tier of payment security by agreeing to bear the cost in cases where a transmission outage lasts beyond 50 hours. These provisions are now widely referred to as a model for de- risking Off-takers risk. banking services chronicle magazine pdf in english november 2019

 banking services chronicle magazine pdf in english november 2019

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download banking services chronicle magazine pdf  Published this article page no  First pension or sovereign funds are potent sources for patient capital for renewables. Top 400 Global funds manage assets of around US $ 75 trillion. Green bond issuance has surpassed US $120 billion. Even a small portion of proceeds from these funds could easily meet the investment required for renewables over a decade assuring a constant and low risk yield that simultaneously makes our planet green. In 2014 the Securities and Exchange Board of India (SEBI) introduced Infrastructure Investment Trusts (InvITs). The feedback from industry suggests that due to the current limitation of 49 per cent cap on leverage InvITs are unable to offer adequate returns in comparison to alternative investment avenues with similar assets. Second reducing cost of the foreign debt by reducing the currency hedging cost has potential to mobilize foreign capital and spur investment by reducing the cost of the capital. This would reduce the delivered cost of renewables and make them more competitive. An analysis by the Climate Policy Initiative suggests that the expected cost of providing a 10- year currency hedge through a Foreign Exchange hedging facility would be around 3.5 percentage points per year that would be broadly 50 per cent below the market rate. Third robust Payment Security Mechanism (PSM) will also contribute to de-risking the investment. Successive studies have confirmed that one of the most important risks to the Indian renewable energy sector is the counterparty credit risk associated with the risk of state-owned utilities delaying or defaulting on their contractual payments to power producers. The timeliness and reliability of payments for power purchase by state distribution companies remains a persistent risk for investments. The National Solar Mission has provisioned PSM for ensuring payment to the developers in case the distribution company falters in payment. Putting in place a well-structured PSM helps in lowering the off- takers risk and increasing investment attractiveness. download banking services chronicle magazine pdf

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banking service chronicle december 2019 pdf

 banking service chronicle december 2019 pdf

banking service chronicle december 2019 pdf Published this article page no  105 Handicraft is rightly described as craft of the people and in India it is not just an industry as the word is commonly understood but is the aesthetic expression of the artisans which not only fulfills the daily needs of the people but also satisfies their aesthetic desire. The definition of handicrafts as per Honorable Supreme Court in Louis Shoppe judgment decided on 12.03.1995 says it must be predominantly made by hand. It does not matter if some machinery is also used in the process. It must be graced T with visual appeal in the matter of ornamentation or inlay work or some similar work lending it an element of artistic improvement. Such orientation must be of a substantial nature and not a mere pretence. banking service chronicle december 2019 pdf

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banking services chronicle download Published this article page no  104  The origin of Indian handicrafts goes back to the early man living in caves and giving creative expression to his/her emotions through various carvings made on rocks. It travelled through the ages through various forms of skill techniques art forms preserved in various folk traditions and aesthetic expressions. The artisans of India have always been recognized for their craftsmanship sense of design and color. The excavations of Mohenja daro and Harappa show that even during the second millennium before Christ the excellence of Indian artisans was established and was recognized world over. The cottage industry provided not only employment to the rural artisans but also played an important role in building a parallel rural economy. Even now the small scale and cottage sector helps to solve social and economic problems of the artisans by providing employment which also includes a large number of women and people belonging to weaker sections of the society. banking services chronicle download

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csr annual subscription  Published this article page no 109  The handicraft awards namely Shilp Guru Award National Award National Merit Certificates and Design Innovation award are amongst the highest awards for the meritorious handicrafts artisans of the country. The objective is to give recognition for encouragement to outstanding craftsperson to maintain excellence in craftsmanship and keeping alive our old traditions. Every year 10 Shilp Guru Awards 30 National Awards (including 5 National Awards to women artisans and 5 National Awards for promotion and development of endangered crafts) 40 National Merit Certificates and 3 Design Innovation awards on co-creation basis are being conferred to the meritorious artisans. India is one of the important suppliers of handicrafts to the world market. In the changing world scenario craft products exported to various countries form a part of lifestyle products in the international market. csr annual subscription

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how to get competition success review magazine

 how to get competition success review magazine

 how to get competition success review magazine  Published this articles page no 145   The Nano Mission is an umbrella programme of Government of India for overall development in the field of Nano technology through studies research and innovations. Nano technology deals with variety of applications in medical space telecommunications food processing and environmental protection. Acknowledging its vast potential the Department of Science and Technology (DST) launched a programme called Nano Science and Technology Initiative (NIST) in 2001. The Nano Mission is successor of this programme. The Government approved Nano Mission in 2007 with an initial allocation of Rs 1000/ crore. The Nano Mission has been structured in a fashion so as to achieve synergy between the national research efforts of various agencies in Nano Science and Technology and launch new programmes in a concerted fashion. International collaborative research efforts will also be made wherever required. Today India has emerged 6th worldwide in terms of scientific publications. An active research community of about 1000 researchers has emerged. Besides some interesting applications have already come out of the country. how to get competition success review magazine

 

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banking services chronicle magazine

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 banking services chronicle magazine Published this articles page no Published this articles page no The Government had launched Pradhan Mantri Ujjwala Yojana(PMUY) scheme to provide 5 crore LPG connections to Below Poverty Line (BPL) families. The initial target of 5 crore connections was achieved well before the target date i.e.31st March, 2019. Recently, the Vice President handed over the 6 croreth LPG connection under Pradhan Mantri Ujjwala Yojana (PMUY) to Smt Jasmina Khatoon from Shivpark, Khanpur, Delhi. Implementation of PMUY has resulted in significant increase in national LPG coverage, in general and Eastern States, in particular. The scheme has resulted in mass coverage of rural poor households and 48 per cent of the beneficiaries are SC/STs. banking services chronicle magazine

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banking service chronicle magazine Published this articles page no The primary focus of initiatives relating to local economic development is on commercial and retail activities, with a strong focus on market redevelopment projects and the new construction of offices, homes and allied institutions such as convention centres, etc., as part of mixed-use development. Few other project interventions being implemented by Smart Cities include setting up of skill development centres, incubation centres and vending zones. Innovation as key driver The Smart Cities Mission aspires to build the right partnerships and networks, create enabling environments for engagement, and put in place an ecosystem which breeds innovation. Recognizing the role of Start-ups, the Smart Cities Mission will work  to create an innovation eco-system in Smart Cities through SPIRIT--Smart Cities Promoting Innovation Research and Incubation in Technology. It is an initiative in collaboration with Atal Innovation Mission (AIM) and Start-up India program harnessing the strengths of the three initiatives. This will foster creation of an eco-system for innovations in Smart Cities, enabling local area development, harnessing technology and providing boost to the economy. Another important area of transformation is the digital payments space. banking service chronicle magazine

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banking service chronicle magazine subscription Published this articles page no Smart Cities have proposed investments to ensure assured electricity supply with at least 10 per cent of the Smart Citys energy requirement coming from Solar Energy. Diu has become the first city to completely switch over to solar power during the day-time. Many other cities have executed projects on renewable energy including solar and wind energy. Smart Cities have identified initiatives to strengthen their distribution systems through Smart Metering. Promotion of energy efficient green buildings and green transport options to reduce need for electricity are some other initiatives taken up by Smart Cities. banking service chronicle magazine subscription

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banking service chronicle magazine free download pdf Published this articles page no  Smart Cities Mission aims to address barriers in data driven governance through Data Smart Cities, an evolving policy framework on data for smart cities, which aims to be a catalyst for the entire eco-system comprising of people, processes and technology. Cities like Pune and Surat have started publishing data sets through City Data Portals http:// opendata.pmc.gov.in and https:// surat.data.gov.in. Smart Cities Mission intends to unlock civic data for all 100 cities. banking service chronicle magazine free download pdf

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arihant monthly current affairs magazine subscription Published this articles page no The selection of these 100 cities was done in four different rounds, as illustrated in diagram 3: These smart cities have proposed to execute 5,151 projects worth Rs 2,05,018 crores in 5 years from their respective dates of selection. Financial innovation is built in the design of their capital investment Diagram 4. Proposed investments across different sectors in Smart City Plans plans. The distribution of funding envisaged from different sources is as follows: Central and State government: Rs. 93,553 cr (45 per cent), Convergence funding from other missions, programs of the Central/State Governments and/or ULBs: Rs. 42,088 cr (21 per cent), Funds from PPP Rs. 41,022 cr (21 per cent), Loans/Debt Rs. 9,843 cr (4 per cent), Own Sources Rs. 2,644 cr (1 per cent), Other Sources: Rs. 15,930 cr (8 per cent). arihant monthly current affairs magazine subscription

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arihant current affairs monthly Published this articles page no Such development is not in a fixed state of harmony, but requires a dynamic equilibrium in which everyday decisions on technology, infrastructure, processes, and investments are taken in a manner which balances both present and future concerns of the society. Smart cities Page 5 of 17 Diagram 2. Models of Development How have the Smart Cities Mission evolved? 100 Smart Cities have been selected across all States and Union Territories of India. The selection of these 100 cities was done promote sustainable development through different initiatives. Smart Cities Mission Strategy Broadly, the Mission tries to meet the major goals highlighted earlier through a two-fold strategy: 1. Area Based development, which focuses on development of world class localities within cities to act as replicable models through redevelopment, retrofitting or green development; and 2. Pan City development, wherein cities identify few key areas of intervention with use of digital technologies to create impacts on basic infrastructure and services with an intent to improve quality of life for their citizens. This two-fold approach is depicted in diagram 2: Smart Cities Mission evolution 100 Smart Cities have been selected across all States and Union Territories of India. arihant current affairs monthly

competition success review magazine pdf

 competition success review magazine pdf

 competition success review magazine pdf Publish this articles page no  From the large-scale loss of livelihoods to health issues related to lack of availability of safe drinking· water to people migrating the impact of water scarcity is severe. This is compounded by climate change which makes precipitation patterns erratic.  Small and marginal farmers women and weaker sections of the society disproportionately bear· the brunt of groundwater depletion and contamination. Defects in Earlier Approach of Water Conservation It did not focus on reducing demand through more efficient use.·  It suffered from a top-down approach with little or no community participation.·  Most of these schemes were implemented in isolation.·  Lessons learned from success stories of community-led groundwater management mostly in the· non-government space were not incorporated The Community Leads the Way  Success stories of initiatives taken up at Hivre Bazaar Ralegaon Siddhi and elsewhere in the· country provided inspiring examples of community-based groundwater management.  In the Hivre Bazar village in Maharashtra combined efforts of locals turned a drought-ridden village· into a thriving community.  The water table in the village rose from 70-80 feet to 20 to 25 feet change in cropping pattern· was brought about and the standard of living improved considerably due to economic stability. VAJIRAM AND RAVI Yojana Summary-April 2021 Page 11 Atal Jal   Scaling-up Informed Demand Management  The need for Government interv·ention was felt to institutionalise this approach community-led approach. competition success review magazine pdf

 

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 competition success review magazine pdf free download Publish this articles page no  Conservation of Gangetic Dolphin the National Aquatic Animal is a top priority. People River Connect Jan Ganga  Jan Bhagidari is central to this mission. Dedicated Cadres of Ganga saviors are working to· reach out to the community and create awareness. VAJIRAM AND RAVI Yojana Summary-April 2021 Page 10  Several innovative public outreach activities such as Ganga Quest quiz rafting expeditions· Ganga run Ganga Utsav etc. are conducted throughout the year. Research Policy& Knowledge Management Gyan Ganga  Centre for Ganga Management· & study was set up at IIT Kanpur for long-term basin studies technology development.  Scientific mapping of different aspects mapping of springs microbial diversity fisheries· biodiversity heli survey for aquifers help in evidence-based decisions. The unique cultural mapping for natural built and intangible heritage has potential for the development of tourism.  A new paradigm for planning for River Cities to mainstream river health in urban planning and· a national framework for reuse of treated wastewater are being formulated.  NamamiGange is now leading to the development of Arth Ganga model linking the economic· development of the Ganga Basin with ecological improvement and Ganga Rejuvenation. GROUNDWATER MANAGEMENT A PARADIGM SHIFT Groundwater is sometimes called an invisible resource. Everybody uses it. It sustains critical ecosystems such as lakes wetlands and woods. It is however largely invisible and users have no knowledge about aquifers that yield the groundwater they use. The Indian Context  India is the largest user of groundwater in the world using more than a quarter of the available· global resources. This finite resource currently caters to more than 60 per cent of irrigated agriculture 85% of rural drinking water supply and more than 50% of urban water supply.  competition success review magazine pdf free download

 

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competition success review magazine pdf Publish this articles page no  Empowered Task Force > National Mission for Clean ganga > State Ganga Committee > District Ganga Committee Headed by DM Pollution Abatement Nirmal Ganga  A total of 156 sewerage infrastructure projects has been sanctioned to create 4856 MLD treatment· capacity in the Ganga basin.  NamamiGange introduced PPP for sewerage infrastructurefor the first time in India through· Hybrid Annuity Mode HAM with 40% of capex being paid during construction and 60% with interest by 15-year annuity with separate payment for operation & maintenance O&M.  This model has brought a paradigm shift from payment for construction to PerformanceLinked Payments. The One City One Operator approach to improve governance was introduced.·  Major drains falling into Ganga have been intercepted and diverted to STPs. The improvement in· the quality of water is established through monitoring and visible to people. Kumbh is an example.  Annual inspection of grossly polluting industries by expert institutions online monitoring process· improvement Common Effluent Treatment Plant CETP helped in checking industrial pollution. Improvement in Flow and Ecology Aviral ganga  The historic Notification of Ecological flow for river Ganga in October 2018 is a big step for· Aviral Ganga.  Demarcation and protection of floodplains protection· &conservation of wetlands and small river rejuvenation projects are under implementation. Sustainable Agriculture is being promoted.Demand-side management Rainwater harvesting aquifer mapping and recharge are in progress.  Afforestation along Ganga as per the scientific plan by FRI is a model for similar work for 13 more· rivers. competition success review magazine pdf

 

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